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Private placement life and annuity products
are custom-designed insurance products for wealthy investors.
Policies usually carry a high death benefit and have a large
amount of premiums going in, usually $1M or more annually.
Private placement products offer greater
investment flexibility, fewer regulatory limitations, asset
protection, and lower cost. That lower cost can allow the
buyer to purchase more insurance for the same cost, the same
amount for a lower cost, or help maximize cash value buildup
by lowering costs and expenses inside the policy.
The principal benefits of a correctly
structured private placement life insurance policy include
the following :
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Tax-deferred investment growth |
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Tax-free sale of investment assets |
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Nearly unlimited array
of investment options—public securities, hedge
funds, private businesses, real estate, and other investments |
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Tax-free access to cash value |
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Income tax-free and estate tax-free payout at death |
At EPIC, we have the expertise to help you
choose the product that is appropriate for your particular
needs and goals. Click on the Offshore
Private Placement link for further information. Or contact
us for a consultation.
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