Retirement Distribution Maximization

Retirement Distribution planning has become an increasingly complex task.

Tax laws are changing constantly and estate tax rules are in a state of flux. The future of social security is uncertain. And money distributed from qualified plans is fully taxable, which can significantly reduce retirement income.

Not only are qualified plans taxable upon distribution, but also upon inheritance. So for those individuals who don't use up their retirement funds during their lifetime or don't tap into them at all, the funds can be difficult to transfer to family or heirs. This "double taxation" can easily erode up to 80% of a qualified asset's value.

At EPIC, we have consultants who specialize in the area of distribution planning. They will help minimize the tax impact of distributing or transferring pension assets and :

• Improve current income
• Shift to tax-free income
• Transfer assets to heirs in a tax-advantaged fashion
• Share the assets with charity
• Reduce the impact of income taxes
• Reduce or eliminate estate taxes

Contact us for a quote or a consultation.