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Retirement Distribution planning has become
an increasingly complex task.
Tax laws are changing constantly and estate
tax rules are in a state of flux. The future of social security
is uncertain. And money distributed from qualified plans is
fully taxable, which can significantly reduce retirement income.
Not only are qualified plans taxable upon
distribution but also upon inheritance. So for those individuals
who don’t use up their retirement funds during their
lifetime or don’t tap into them at all, they can be
difficult to transfer to family or heirs. This “double
taxation” can easily erode up to 80% of a qualified
asset’s value.
At EPIC, we have consultants who
specialize in the area of distribution planning. They will
help minimize the tax impact of distributing or transferring
pension assets and :
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Improve current income |
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Shift to tax-free income |
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Transfer assets to heirs in a tax-advantaged fashion |
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Share the assets with charity |
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Reduce the impact of income taxes |
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Reduce or eliminate estate taxes |
Contact
us for a telephone or in-person consultation.
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